Insurance Plans

Insurance accepted: WV Medicaid, Humana Military, TRICARE, UMR, WV PEIA, BCBS, Highmark, United Health, Optum, CareSource, First Health, UMWA, Cigna, and Evernorth.

Pending: Aetna Commercial, UniCare, Aetna Better Health WV, and Health Plan.

Check with your insurance carrier as to whether you have mental health coverage, and ask the following questions:

• What are my mental health benefits?
• What is my deductible, and have I met it? What is my copay?
• How many therapy sessions does my plan cover?
• Is my therapist considered an in-network provider?
• How much does my insurance pay for an out-of-network provider?
• Is approval required from my primary care physician?

If I am listed with your insurance carrier as in-network, you’ll pay the contracted rate until your deductible is met. Once your deductible is met, you’ll pay the amount of your copay.

You’ll pay my full rate if I am considered an out-of-network provider. The rates above reflect a prompt pay $30 discount off the full rate for same-day payment. You may submit your bill to your insurance carrier for partial reimbursement if it’s a covered service.

Payment

I require that you have a valid credit card on file and use Ivy Pay, which works with credit, debit, HSA, and FSA cards. It’s HIPAA-secure, keeps our therapy confidential, and makes paying simple. All I need is your mobile number.

Cancelation Policy

***If you do not show up for your scheduled therapy appointment and have not notified me at least 48 hours in advance, you are required to pay a $65 no-show/late cancel fee. Cancelation fees are not covered by insurance and are solely your responsibility.***

No Surprises Act

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your healthcare provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises, or contact me.